How much does $2,500 burial insurance really cost?
Whole-life final expense coverage of $2,500 — no medical exam, rates locked for life. These are the prices people actually paid, not advertised teaser rates.
The median buyer pays $32/mo for $2,500 of coverage. Half of all buyers pay between $22 and $47 per month — medians from 149 real placed policies.
$2,500 coverage — real monthly prices by age
| Age | Median | Typical range | Policies |
|---|---|---|---|
| 55–59 | $30/mo | $19–$41 | 21 |
| 65–69 | $40/mo | $27–$63 | 33 |
| 70–74 | $26/mo | $18–$45 | 30 |
| 75–79 | $29/mo | $24–$45 | 29 |
| 80+ | $39/mo | $32–$75 | 17 |
Medians of policies actually purchased 2024–2026; cells under 15 policies are not published.
At ages 65–69, women pay a median of $47/mo and men $30/mo for $2,500 of coverage.
Related: Burial insurance cost guide · 2026 cost study · Coverage over 70
Frequently asked questions
How much does $2,500 of burial insurance cost per month?
Is $2,500 enough burial insurance?
Does the price of $2,500 coverage change with age?
See your rate for coverage after 70
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About these figures: the premiums and averages shown are estimates based on real purchase data from our own systems (policies bought through our partner carriers) — not official carrier-published quotes. Your actual rate depends on age, gender, tobacco use, health and coverage amount, and is confirmed by the carrier at application.