Resources
Every guide here is built from the 38,000+ policies purchased through our service since 2020 — real prices, real answers, no quote-engine guesses.
AARP vs Colonial Penn for Burial Insurance: An Honest Comparison
Two of the most advertised senior life insurance brands, compared on what matters for funeral coverage: eligibility, pricing structure, waiting periods, and how each behaves as you age — plus the third option most shoppers skip.
AARP Burial Insurance: What It Really Costs in 2026
AARP doesn’t sell a product called "burial insurance" — it endorses three different New York Life products, and only one of them behaves lik…
Funeral Cost Statistics 2026: 305 Price Lists, Every Key Number
Citable 2026 funeral cost statistics from 305 real funeral home price lists: national medians, cheapest and most expensive states, cremation…
The 2026 Funeral Price Study: 305 Real Price Lists, Analyzed
We collected 305 General Price Lists — the itemized price disclosure every U.S. funeral home must publish under the FTC Funeral Rule — acros…
How Much Burial Insurance Do You Actually Need? Size It to Real Funeral Prices
Coverage amounts matched to real funeral costs from 305 price lists: what $5,000, $10,000 and $20,000 actually buy, and the three questions …
Funeral Home Fees Explained: The 5 Lines on Every Price List (With Real Medians)
Basic services fee, embalming, transfer, direct cremation, immediate burial — what each line on the federally required price list means, wha…
Burial Cost by State (2026): What Funeral Homes Actually Charge
Median immediate burial prices in 50 states from 305 published price lists — and the cemetery costs that no funeral home price list includes…
Direct Cremation Cost by State (2026): Real Price-List Data
Median direct cremation prices in 50 states, taken from 305 published funeral home price lists — plus what direct cremation includes and how…
How Much Does a Funeral Cost in 2026? We Read 305 Funeral Home Price Lists
Every funeral home must publish an itemized price list. We collected and parsed 305 of them across the country — here is what each line item…
What Does Burial Insurance NOT Cover? The Four Real Exclusions
Whole-life burial insurance pays for death from any cause — once it’s past four specific gates: the graded period, contestability, the suici…
Can You Get Burial Insurance With Diabetes?
How carriers underwrite diabetes for final expense coverage: the three scenarios, the questions you’ll be asked, and how to land the best ti…
Burial Insurance With No Waiting Period: Who Qualifies and How
Day-one coverage exists and most applicants qualify for it. Where waiting periods come from, which conditions still get immediate coverage, …
Is Burial Insurance Worth It at 60? Real Numbers, Honest Answer
What buyers at 60–64 actually pay, the arithmetic of waiting vs buying, and the cases where burial insurance is genuinely not the right tool…
Guaranteed Issue vs. Simplified Issue: What Burial Insurance Buyers Actually Chose
Two-thirds of buyers qualify through health questions. What each product really is, what our purchase data shows, and how to pick the right …
Do Burial Insurance Premiums Go Up As You Age? (The Lock Explained)
Whether your premium can rise after you buy, what actually gets more expensive with age, and how much the market itself has drifted since 20…
Colonial Penn’s $9.95 Plan: What a “Unit” Actually Buys
The famous $9.95 price is real — it just buys a "unit" whose coverage depends on your age and sex. How much a unit is worth, how many units …
How Much Is a $25,000 Burial Insurance Policy Per Month? (Real 2026 Numbers)
Real medians from purchased $25,000 policies: what women and men pay by age, why $25,000 is the most-chosen amount, and what moves the price…
Simplified Issue Life Insurance Overview
How simplified issue works: a short health questionnaire instead of a medical exam, day-one coverage for most applicants, and who it fits be…
Guaranteed Issue Life Insurance: A Detailed Guide
No health questions, guaranteed acceptance, a 2-year graded period: how guaranteed issue really works and when it is the right tool.
Whole Life Insurance for Seniors: A Detailed Breakdown
Fixed premiums, lifelong coverage and cash value: how whole life works for seniors and what to check before you buy.
Final Expense Life Insurance: Is it Right for You?
What final expense insurance covers, how it differs from other life insurance, and how to decide whether a small whole-life policy fits your…
Life Insurance for Seniors: A Comprehensive Guide
The types of life insurance available to seniors, how to weigh coverage against budget, and practical tips for finding the right policy at t…