How much does $25,000 burial insurance really cost?
Whole-life final expense coverage of $25,000 — no medical exam, rates locked for life. These are the prices people actually paid, not advertised teaser rates.
The median buyer pays $75/mo for $25,000 of coverage. Half of all buyers pay between $50 and $112 per month — medians from 2,968 real placed policies.
$25,000 coverage — real monthly prices by age
| Age | Median | Typical range | Policies |
|---|---|---|---|
| 50–54 | $50/mo | $34–$64 | 153 |
| 55–59 | $60/mo | $42–$81 | 303 |
| 60–64 | $66/mo | $46–$92 | 651 |
| 65–69 | $75/mo | $54–$106 | 712 |
| 70–74 | $90/mo | $62–$128 | 611 |
| 75–79 | $109/mo | $69–$152 | 399 |
| 80+ | $109/mo | $64–$174 | 124 |
Medians of policies actually purchased 2024–2026; cells under 15 policies are not published.
At ages 65–69, women pay a median of $68/mo and men $89/mo for $25,000 of coverage.
Related: Burial insurance cost guide · 2026 cost study · Coverage over 70
Frequently asked questions
How much does $25,000 of burial insurance cost per month?
Is $25,000 enough burial insurance?
Does the price of $25,000 coverage change with age?
See your rate for coverage after 70
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About these figures: the premiums and averages shown are estimates based on real purchase data from our own systems (policies bought through our partner carriers) — not official carrier-published quotes. Your actual rate depends on age, gender, tobacco use, health and coverage amount, and is confirmed by the carrier at application.