How much does $50,000 burial insurance really cost?
Whole-life final expense coverage of $50,000 — no medical exam, rates locked for life. These are the prices people actually paid, not advertised teaser rates.
The median buyer pays $95/mo for $50,000 of coverage. Half of all buyers pay between $58 and $137 per month — medians from 2,320 real placed policies.
$50,000 coverage — real monthly prices by age
| Age | Median | Typical range | Policies |
|---|---|---|---|
| 50–54 | $56/mo | $41–$80 | 203 |
| 55–59 | $81/mo | $54–$105 | 346 |
| 60–64 | $89/mo | $57–$115 | 489 |
| 65–69 | $100/mo | $59–$141 | 547 |
| 70–74 | $127/mo | $83–$176 | 416 |
| 75–79 | $136/mo | $97–$226 | 214 |
| 80+ | $157/mo | $75–$189 | 64 |
Medians of policies actually purchased 2024–2026; cells under 15 policies are not published.
At ages 65–69, women pay a median of $98/mo and men $109/mo for $50,000 of coverage.
Related: Burial insurance cost guide · 2026 cost study · Coverage over 70
Frequently asked questions
How much does $50,000 of burial insurance cost per month?
Is $50,000 enough burial insurance?
Does the price of $50,000 coverage change with age?
See your rate for coverage after 70
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About these figures: the premiums and averages shown are estimates based on real purchase data from our own systems (policies bought through our partner carriers) — not official carrier-published quotes. Your actual rate depends on age, gender, tobacco use, health and coverage amount, and is confirmed by the carrier at application.