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Burial insurance for men over 60

Reviewed by licensed insurance agents· Updated October 2026

No-exam whole-life coverage for men after 60 — here is what men actually pay, from real placed policies.

Quick answer

Men aged 60–64 pay a median of $60/mo for $10,000 of coverage (111 real policies). See the full table by age below — every figure carries its sample size.

What men over 60 actually pay

Age$10,000 coverage$25,000 coverage
60–64$60/mo
n=111
$74/mo
n=210
65–69$69/mo
n=185
$89/mo
n=235
70–74$85/mo
n=170
$104/mo
n=210
75–79$101/mo
n=114
$126/mo
n=146
80+$110/mo
n=47
$113/mo
n=34

Medians of policies purchased 2024–2026 by men in each age band; n = number of policies behind each figure.

Frequently asked questions

How much is burial insurance for men over 60?
Men aged 60–64 pay a median of $60/mo for $10,000 of whole-life coverage (111 real policies). Prices rise with age at purchase and then lock for life.
Do men pay more than women for final expense insurance?
Yes — men typically pay 15–25% more than women at the same age, because of life-expectancy differences in pricing.
Can men over 60 get coverage without a medical exam?
Yes. Final expense policies at these ages are issued with health questions only — no exam — and several A-rated carriers accept applicants up to 85.

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About these figures: the premiums and averages shown are estimates based on real purchase data from our own systems (policies bought through our partner carriers) — not official carrier-published quotes. Your actual rate depends on age, gender, tobacco use, health and coverage amount, and is confirmed by the carrier at application.