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Burial insurance for women over 60

Reviewed by licensed insurance agents· Updated October 2026

No-exam whole-life coverage for women after 60 — here is what women actually pay, from real placed policies.

Quick answer

Women aged 60–64 pay a median of $45/mo for $10,000 of coverage (204 real policies). See the full table by age below — every figure carries its sample size.

What women over 60 actually pay

Age$10,000 coverage$25,000 coverage
60–64$45/mo
n=204
$63/mo
n=441
65–69$54/mo
n=323
$68/mo
n=477
70–74$64/mo
n=294
$81/mo
n=401
75–79$89/mo
n=208
$99/mo
n=253
80+$108/mo
n=69
$98/mo
n=90

Medians of policies purchased 2024–2026 by women in each age band; n = number of policies behind each figure.

Frequently asked questions

How much is burial insurance for women over 60?
Women aged 60–64 pay a median of $45/mo for $10,000 of whole-life coverage (204 real policies). Prices rise with age at purchase and then lock for life.
Do women pay less than men for final expense insurance?
Yes — women typically pay 15–25% less than men at the same age, because of life-expectancy differences in pricing.
Can women over 60 get coverage without a medical exam?
Yes. Final expense policies at these ages are issued with health questions only — no exam — and several A-rated carriers accept applicants up to 85.

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About these figures: the premiums and averages shown are estimates based on real purchase data from our own systems (policies bought through our partner carriers) — not official carrier-published quotes. Your actual rate depends on age, gender, tobacco use, health and coverage amount, and is confirmed by the carrier at application.